Loans and Taxes
Every university is different, and every college student is different. But if there is one experience common to all students, it's the constant shortage of money during their time in college. Care packages from home only go so far, and it will seem like every time you check your bank account the balance just gets smaller and smaller. But there are ways to manage your money while in school, and to make the most of what little cash you have.
Life on campus offers a lot of temptations for the unwary student. There are many ways to blow through your spending money without realizing how fast it's going. But there are plenty of ways to save money while on campus without denying yourself any of the fun and adventure that college life has to offer.
Necessities will take up a large portion of your college fund. Tuition and books, furniture and clothing, class fees and lab fees all add up fast, leaving you with a small amount of money to spend on food and entertainment. There are ways to save money on all of your college expenses, and with a few handy tips to consider you can make your college funds stretch farther than you may think.
Meals are one of the biggest offenders when it comes to putting a dent in your college finances. Certainly your have to eat, but with a little discipline your food budget can prove to be one of the best places to save money. Consider the following tips to help you better manage your food expenses while on campus.
Food is a necessity, but with a little planning and budgeting you can save a great deal of money. Be as strict with your food spending as you are with your studying, and you'll avoid having to write home for emergency funds.
Tuition, books and lab fees all add up fast, and can do some serious damage to your savings. While these costs can't be avoided, there are ways to better manage them and ultimately save some money. Consider the following tips:
Credit cards, used judiciously, are a real necessity for college students. They provide a little safety net for those months when money is extremely tight, and can help a student build up a good credit history. But in careless hands a credit card can be ruinous. Follow these tips to help you better manage your credit card use, and to avoid any sudden debt.
It is certainly possible to save money while you are in college. Consider your monthly expenses, and look for small ways to cut back. Every little bit adds up. If it helps, save your receipts for a month, and analyze your expenses. You're bound to find ways to cut corners, and stretch your college budget without having to endure too many hardships. Remember, every other student on campus is doing the exact same thing, trying to save money wherever possible.